July 23, 2025
A tree just fell — now what?
Maybe it’s on your roof, driveway, or in the yard. It’s a lot to handle, and it can feel overwhelming. But don’t worry — there are clear steps you can take to stay safe and get the right help.
In this guide, we’ll walk you through what to do after a tree falls, who to call, how emergency tree services work in Tupelo, MS, and what to expect from your insurance and the professionals who show up.
What to Do First When a Tree Falls
When a tree falls on your property, follow these steps immediately:
Step 1: Check for injuries. If anyone is hurt, call 911 right away.
Step 2: Stay away from the tree. Don’t get close until you’ve assessed the situation. Fallen trees can shift unexpectedly.
Step 3: Look for power lines. If you see downed electrical wires, stay at least 35 feet away and call your utility company immediately.
Step 4: Document everything. Take photos of the damage from multiple angles. This helps with insurance claims and gives tree services a clear picture before they arrive.
Step 5: Check for structural damage. Look for roof damage, broken windows, or compromised walls, but don’t enter damaged areas.
Step 6: Make it safe. If the tree is blocking a road or creating immediate danger to others, contact local authorities.
What Qualifies as an Emergency Tree Service? Let’s Break It Down:
Not every fallen tree requires emergency service, but these situations definitely do:
Immediate Emergencies:
- Tree on house causing structural damage
- Tree blocking the only exit from your property
- Tree on or near power lines
- Tree blocking emergency vehicle access
- Unstable tree threatening to fall on structures
- Tree blocking major roadways
Non-Emergency Situations:
- Tree fell in open yard away from structures
- Small branches down after storms
- Tree removal that can wait for regular business hours
- Preventive tree trimming or maintenance
If you’re unsure whether your situation qualifies as an emergency, most certified arborists offer quick phone consultations to help you decide. When in doubt, it’s better to call and get professional advice than risk safety or further property damage.
Safety Checklist: What to Avoid Before Help Arrives
Never attempt these dangerous actions:
- Don’t use a chainsaw yourself. Fallen trees create unpredictable tension and pressure that can cause serious injury.
- Don’t walk under hanging branches. They can fall without warning.
- Stay away from any electrical wires. Even if they look harmless, assume they’re live.
- Don’t drive over tree debris. Hidden branches can damage your vehicle or get tangled in the undercarriage.
- Avoid standing water near trees. Electricity and water create deadly combinations.
- Don’t climb on the fallen tree. The weight distribution is unstable.
Do this instead:
- Keep family and pets indoors or away from the area.
- Turn off power to affected areas if you can safely reach the breaker.
- Place warning cones or barriers if the tree affects traffic.
- Wait for professional equipment and expertise.
Who to Call (And When)
The order of your calls matters:
- Emergency Services (911) If there are injuries or immediate life-threatening situations.
- Utility Company If power lines are involved, call before anyone else touches the tree.
- Emergency Tree Service For safe, professional tree removal and cleanup.
- Insurance Company To report the claim and understand your coverage.
- Local Authorities If the tree is blocking public roads or creating traffic hazards.
At Garrison McKinney Tree Service, we’re available 24/7 for emergency calls at (662) 498-5393. If you’re unsure about the severity of your situation, a quick call to a certified arborist can help you understand your options and prioritize next steps.
How Emergency Tree Services Work
When you call an emergency tree service, here’s what happens:
Initial Response (Within 1-3 Hours)
- Certified arborist assesses the situation
- Safety perimeter is established
- Emergency stabilization if needed
- Detailed damage evaluation
Equipment Mobilization
- Crane trucks for heavy lifting
- Bucket trucks for precision cuts
- Professional chainsaws and rigging equipment
- Wood chippers for cleanup
Safe Removal Process
- Strategic cutting to relieve pressure points
- Systematic removal from top to bottom
- Protection of remaining structures
- Complete debris cleanup
Professional Standards
- ISA-certified arborists leading the work
- Full liability insurance coverage
- Proper permits when required
- Follow-up inspection for hidden damage
Emergency tree crews have specialized training for dangerous situations. They understand tree physics, proper rigging techniques, and how to work safely around power lines and structures.
Does Home Insurance Cover Fallen Trees?
Most homeowner’s insurance policies cover fallen trees, but with important conditions:
Usually Covered
- Tree damage to your house, garage, or other structures
- Fallen trees blocking your driveway or main access
- Trees that fall from storms, wind, or other natural causes
- Debris removal from covered areas
Usually NOT Covered
- Tree removal from open yard areas (unless blocking access)
- Trees that fall due to disease, rot, or poor maintenance
- Preventive tree removal
- Landscaping restoration
Important Notes
- Most policies have a deductible
- Coverage limits vary by policy
- You may need separate coverage for very expensive trees
Call your insurance company as soon as it’s safe to do so. They can walk you through your specific coverage and may recommend preferred contractors. Keep all receipts and documentation for your claim.
How Much Does Emergency Tree Service Cost?
Emergency tree removal costs depend on multiple factors that certified arborists evaluate during their initial assessment.
Primary Cost Considerations
| Factor | Description |
| Tree Size and Species | Larger trees require more specialized equipment and time. Hardwood trees like oak take longer to process than softer woods. |
| Location and Accessibility | Trees near structures, power lines, or in tight spaces require precision work and rigging techniques. |
| Equipment Requirements | Jobs may require cranes, bucket trucks, or rigging equipment. The more complex the gear, the higher the cost. |
| Urgency and Timing | Emergency work on weekends or after hours often incurs additional charges. |
| Cleanup and Disposal | Costs depend on how much debris must be removed and local disposal regulations. |
| Permit and Regulatory Factors | Some cities require permits, especially for removals near property lines or public roads. |
When comparing providers, don’t just look at the price. Choose certified, insured crews with proven experience. You’re not just paying for removal; you’re paying for safety, protection, and peace of mind.
Frequently Asked Questions
Who pays when a tree falls on my neighbor’s property?
Generally, the property owner where the tree lands is responsible. But if neglect caused the fall, liability could shift. Always involve your insurance provider.
Can I remove a fallen tree myself?
Only if it’s small and safe. Never attempt to cut large trees, especially if they’re near structures or power lines. Let professionals handle it.
How fast do emergency tree crews arrive?
Most respond within 1-4 hours, depending on conditions. At Garrison McKinney Tree Service, we aim for a 2-hour response window in true emergencies around Tupelo.
What should I ask before hiring an emergency tree service?
Ask if they’re licensed and insured. Check if they have certified arborists, the right equipment, and a clear plan for cleanup. Get a written estimate.
Will insurance cover emergency tree removal?
If a tree caused covered damage, yes. If it fell harmlessly, probably not. Review your policy or speak to your agent.
Final Thoughts
A fallen tree can feel overwhelming. But with the right help, it doesn’t have to stay that way.
Act quickly, stay safe, and bring in professionals who know what they’re doing. You’ll protect your property, reduce stress, and get life back to normal faster.
Garrison McKinney Tree Service is available 24/7 across Tupelo and surrounding areas. We’re licensed, insured, and backed by four generations of tree care expertise.
Call us now at (662) 498-5393 or visit us at 1798 Morningside Dr, Tupelo, MS 38804 for emergency help.
